Welcome to Balance Transfers Cafe.

The credit card offers listed here will allow you to get 0% on balance transfers for 12 months. You can actually save hundreds of dollars by simply transfering your balance to a 0% APR credit card. Many cards offer 0% introductory rates on balance transfers and purchases. It is important to identify the APR on balance transfers and purchases, since they can differ. Citi is currently offering 0% on both purchases and balance transfers. Once your balance transfer is complete, pay as much as you can comfortably afford each month to significantly reduce your credit card balance. Paying only the minimum amount due each month will take longer to reduce your balance down to zero. You can read more balance transfer tips here

Below we have listed some of the best credit cards for balance transfers online. Apply today, and begin saving money by reducing your monthly interest charges. If you simply want a new credit card with a great rate, you came to the right place.

The Discover® More(SM) Card - Clear offers:

• Earn more cash in more ways than anyone elseSM*
• Up to 20% Cashback Bonus® when you shop online*
• 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
• Unlimited cash rewards, automatically
• Double rewards with more than 80 Cashback Bonus Partners*
• Customer Service in less than a minute, anytime you want
• 0% Intro APR*
• No Annual Fee
• Online Account Access

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

Click here for the Discover® More(SM) Clear Card

Click here to apply

The Citi® Platinum Select® Card offers:

• 0% Intro APR for up to 12 months
• No annual fee
• Citi Identity Theft Solutions
• $0 Liability on unauthorized purchases
• Secure, free online account management

*See Card Terms & Conditions

Click here for the Citi® Platinum Select® Card

Click here to apply

The AT&T Universal Savings & Rewards Card offers:

• Up to 10% savings for the first 12 months on AT&T purchases
• 1 ThankYou Point for every dollar you spend on non-AT&T purchases
• 0% APR* on Balance Transfers for 12 months
• No Annual Fee
• Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits

*See Card Terms & Conditions

Click here for the AT&T Universal Savings & Rewards Card

Click here to apply

was the first web site to focus on 0% balance transfers for consumers. The site's message remains the same today - take advantage of the power of 0% and reduce your debts. More about Balance Transfers Cafe

If you do carry a balance on your credit card, it can be costly. Your finance charge is shown each month on your statement. Take advantage of opportunities for you to eliminate that monthly finance charge and begin applying more of your money toward your principal. In time you will grow stronger financially and have more money on hand to reallocate, save, or invest.