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Balance Transfer Tips - Points to Consider:

• Mark your calendar for when your low introductory rate ends and make an evaluation of what to do next as this date approaches.
• You may need to do several balance transfers depending on your credit rating. Suppose you are approved for Discover Card, but they give you a credit limit of $1,500, when you wanted to transfer $4,000.
• Consider keeping your old credit card account open after you have done the balance transfer. This shows a credit history for you and can help you gain lower interest rates on loans for autos and homes.

You can read more balance transfer tips here.

Start saving money today - eliminate those monthly finance charges and apply more of your money to your principal. Consider this offer from Citi:

0% apr for 12 months on purchases and balance transfers

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