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Our listings have moved. Please visit:http://www.smallbusinessspot.com/internetwebdirectory.htm Balance Transfer Tips - Am I Pre-Approved Like They Say? You just received a credit card offer in the mail that says you are pre-approved. Are you really pre-approved? The answer is no. When you complete the application and send it in, the credit approval process truly begins. Your credit history then comes into play. A full report on you is pulled from one or all 3 of the major credit reporting agencies: Transunion, Experian, and Equifax. There are a few credit card companies who will actually give you a yes or a no online instantly. The GM Card does this. You can read more balance transfer tips here. Use the power of 0%. The offer below is our editor's pick and pretty hard to beat. Also, with 0% interest on purchases, that is the same as cash. Just be sure to pay it off in 12 months or less. In other words, spend wisely. 0% apr for 12 months on purchases and balance transfers The Universal® Entertainment MasterCard®
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