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Our listings have moved. Please visit:http://www.smallbusinessspot.com/listingspage.htm Balance Transfer Tips - What is a Balance Transfer? A credit card balance transfer allows you to move your total balance or a portion of your total balance from your current high interest rate credit card to a new low interest rate credit card. The new credit card company will send you checks in the mail to pay off your current credit card bill, or will ask you for the information and send payment to your desired credit card company for you. In either case, it is important for you to follow up and make sure payment is made. Also, be sure you continue to make your monthly payments until you have verified that your current credit card company has received the check from your new credit card company. You can read more balance transfer tips here. Citi has a balance transfer offer going now where upon approval you get 0% interest on balance transfers and purchases for 12 months: 0% apr for 12 months on purchases and balance transfers
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