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Balance Transfer Tips:

• There are also balance transfer fees to consider. Offers with no balance transfer fees are the best, however, if you carry a high balance, in the long run, you are still going to be better off doing the transfer with the fee and taking advantage of the 0% rate over the next 6-12 months.

You can read more balance transfer tips here 24/7.

Citi and Discover both offer 0% interest cards with no balance transfer fees. Below is a great offer from Citi:

0% apr for 12 months on purchases and balance transfers

The Chase Cash Plus® Rewards Visa. Apply now for the Chase Cash Plus® Rewards Visa card to enjoy 0% Introductory APR for up to 12 months on purchases and balance transfers.

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