Points to Consider When Selecting a New Card:

• After the introductory rate ends, what will my new rate be?
• Will my credit card balance be paid off when the introductory rate ends?
• Are there any transfer fees when doing the balance transfer?
• Am I still better off if there is a transfer fee?
• Always read the card terms, conditions, rates, and fees so you understand beforehand how your new card works.
• Mark your calendar for when your low introductory rate ends and make an evaluation of what to do next as this date approaches.
• You may need to do several balance transfers depending on your credit rating. Suppose you are approved for Discover Card, but they give you a credit limit of $1,500, when you wanted to transfer $4,000.

Next up - Once You Have That New Card

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