Read The Fine Print:

Check your tab. You name it (overdrafts, "convenience" checks, talking to a human customer service rep), and lenders have found a way to charge you for it. Read the fine print, particularly on those blank checks they keep sending.

Find Out How You Rate:

Your credit GPA -- your report and score -- is used by lenders to measure your creditworthiness. What are they saying about you behind your back? Be alerted to identity theft.Your borrowing transcript is at your fingertips. The 3 main reporting agencies are: Equifax, Experian, and TransUnion. What's your Credit Score? Find out now - instantly online!

Trust:

And last, but not least, make sure you are working with a credit card company you can trust. One person told us that he intended to do a balance transfer, and his credit card company tried to get him to use those blank checks that are frequently sent out. The apr on his checks was not 0% however.

Next up - What to look for in a Credit Card

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