Balance Transfers Cafe

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Balance Transfer Tips - Transaction Fees:

• Some issuers charge a fee if you use their card to obtain a cash advance, if you fail to make a payment on time or if you exceed your credit limit. Some may charge a flat fee every month whether you use the card or not. In order to avoid surprises and excess costs, understand what all the additional fees are before applying for any credit card. There are also balance transfer fees to consider. Offers with no balance transfer fees are the best, however, if you carry a high balance, in the long run, you are still going to be better off doing the transfer with the fee and taking advantage of the 0% rate over the next 6-12 months.

Read more balance transfer tips here.

If you have several thousand dollars on a credit card and are paying finance charges each month, you should take action - transfer that balance and keep that money in your pocket.

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