Balance Transfers Cafe

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Balance Transfer Tips - The Fine Print:

• Check your tab. You name it (overdrafts, "convenience" checks, talking to a human customer service rep, late fees, over-the-limit fees), and lenders have found a way to charge you for it. Read the fine print, particularly on those blank checks they keep sending.

• And last, but not least, make sure you are working with a credit card company you can trust. One person told us that he intended to do a balance transfer, and his credit card company tried to get him to use those blank checks that are frequently sent out. The apr on his checks was not 0% however.

You can see our balance transfer tips directory here.

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