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Balance Transfer Tips:

• Your credit report and score is used by lenders to measure your creditworthiness. What are they saying about you? Be alerted to identity theft.Your borrowing transcript is at your fingertips. The 3 main reporting agencies are: Equifax, Experian, and TransUnion.

• Make sure you are working with a card you can trust. One person told us that he intended to do a balance transfer, and his credit card company tried to get him to use those blank checks that are frequently sent out. The apr on the checks was not 0% however.

Read more balance transfer tips here.

Here is a great balance transfer offer from Citi:

0% apr for 12 months on purchases and balance transfers

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