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Balance Transfer Tips - Fees:

• Credit card companies may charge a yearly fee for providing you with a credit card account. Annual fees for credit cards range from $0 to $80.00. When choosing a credit card for balance transfers, be sure to take into account the cost of the annual fee.
• An over-the-limit fee is charged if you go over your credit limit. This fee ranges from $15.00 to $40.00.
• The prime rate is the interest rate that commercial banks in the U.S. charge their best customers. The prime rate is regularly used as an index or standard of measure by credit card companies to determine the interest rate for their business.

Read more balance transfer tips here.

Citi has a good balance transfer offer below:.

0% apr for 12 months on purchases and balance transfers

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