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Balance Transfer Tips:

• Consolidate your bills into one account. Most credit cards offering balance transfers will provide you with 3 or 4 checks to pay off your current accounts. Make sure you transfer the balance of the most costly card first. This may not necessarily be the card you hold with the highest interest rate.
• Did you know that you can transfer a balance of a friend or spouse onto your new card to help them reduce their debt? Once you receive your new card and transfer checks, make one out to your friend or spouse's account thereby giving them your new low rate.

Read more balance transfer tips here.

Transfer balances from high interest rate credit cards to 0% interest rate credit cards. Many consumers with high balances can begin saving hundreds of dollars each month, simply by finding a lower interest rate.

0% apr for 12 months on purchases and balance transfers

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